The Need for Mortgage Brokers

The Banking royal commission and the outcome for Mortgage Brokers There are a lot of opinions out there regarding Mortgage Brokers  and the outcome from the Banking royal commission.  This is my personal opinion and how this will affect me as a Mortgage Broker and my clients. There are 3 main items that came out [...]

Separation of Property

When it all goes bad...... Lets face it, not everything turns out as we had planned and lives get messy.  You start out all loved up, go about your everyday lives, happy times, bad times, stresses and celebrations.  Years or even decades later what happens when everything starts to unravel? You decide to go your [...]

Bridging Finance… What I need to know

What is Bridging Finance? Bridging finance is when you purchase a new property before you have sold your existing one.  It is only available on Owner Occupied property. Like anything there are some requirements that you would need to meet.  Your existing property needs to be on the market; Lenders will capitalise 3-6 months of [...]

Want to Save Money? Review your home loan

Review your home loan every 2-3 years What do banks love?  Customers who do not review their home loan.  Those that get their loan and let it run along for 5 or 10 years without doing anything.  They love you!!  Why? Because it means that they do not need to offer you anything to keep [...]

Clean out the Clutter

It is that time of year to clean out the clutter and get ready for Spring. Not only is Spring a good time to clean of your home of clutter, but your finances as well and get rid of anything that is no longer of use to you.  It is also the busiest time for [...]

Design your life… Are you living the life you designed

Do you have the life you want?  The life that you saw for yourself? What have you done to Design Your Life? Like building (designing) a house you have plans drawn up so you know how many rooms there will be, how the house will be planned, how big it needs to be for you. [...]

Buy, Sell, Rent, Keep… I don’t know what I want

Thinking of buying again,but not quite sure what you want to do?  Should you buy, sell, rent, keep? You know you want to do something but not sure what, sit down with your Finance Broker, tell them what your short and long term goals are and they will be able to come up with some [...]

Happy New Year… Achieving Your Goals

What are your New Year resolutions? New Year resolutions.....  Some are new, some are re-occurring and some we know will only last a couple of months. Setting up your New Year resolutions for your finances though only needs to be done once a year and may need a little monthly commitment.  You can do this [...]