The First Home Loan Deposit Scheme is back; bigger, better and more buyer-friendly than before. If you’re a first home buyer who missed out on the first two rounds, then here’s how to make it a case of third time’s a charm!
You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly. Let us explain how.
There was one big-ticket initiative in the federal budget that really caught our eye, and that was the turbocharged version of the instant asset write-off scheme. Today we’ll look at how it could improve your business’s cash flow moving forward.
Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won't help many SMEs navigate the difficult times ahead. Today we’ll cover what you need to know about making the transition for your business.
If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you.
You’ve probably heard something along the lines of ‘you need a 20% deposit to buy a home’, right? Well, not necessarily. Today we’ll look at two options available to eligible first home buyers, including a $1 lenders mortgage insurance offer that’s just been launched.
I think everyone is a little over hearing it at the moment.... Given this is a difficult time for a lot of people for various reasons I wanted to touch base with some information that may be of assistance. I was actually overseas in the UK on a 3 week holiday when I had [...]
The Banking royal commission and the outcome for Mortgage Brokers There are a lot of opinions out there regarding Mortgage Brokers and the outcome from the Banking royal commission. This is my personal opinion and how this will affect me as a Mortgage Broker and my clients. There are 3 main items that came out [...]
When it all goes bad...... Lets face it, not everything turns out as we had planned and lives get messy. You start out all loved up, go about your everyday lives, happy times, bad times, stresses and celebrations. Years or even decades later what happens when everything starts to unravel? You decide to go your [...]
What is Bridging Finance? Bridging finance is when you purchase a new property before you have sold your existing one. It is only available on Owner Occupied property. Like anything there are some requirements that you would need to meet. Your existing property needs to be on the market; Lenders will capitalise 3-6 months of [...]